PHYLLIS B.

Hi my name is Phyllis I live in Savannah, Ga.  I'm a 43 yr old divorced mother of two, I have a 12 year old that is still at home 23 yr old son that lives in another state.  I also have two grandosn that I lives with me 4yrs old and 8 months old.  I went through a divorce 6 years ago left him everything but my kids and started over, I worked hard and bought my own home and have done fairly well on my own.  I had been working at my job for over 10 years and thought it would be there forever but it wasn't, I ended up losing my job this past May and have fallen behind on all my bills including my mortgage, I have since found another job but I'm finding it hard to get caught up, the mortgage company is threatening foreclosure if I don't pay $3000.00 by the 20th of September 2007.  I have tried to work something out with them but not having any luck.  I'm afraid of losing my home, I have no where else to go.  I've tried to get loans but have been denied becasue of late payments.  I don't know where else to turn .  If anyone out there can help me I would gladly repay any money loaned to me.  I not asking for handouts just a loan so I can get back on my feet.  Once caught up I know I would be able to handle it in the future.  Please help if you can!!!