Hi my name is Phyllis I live in Savannah, Ga.  I'm a 43 yr old divorced mother of two, I have a 12 year old that is still at home 23 yr old son that lives in another state.  I also have two grandosn that I lives with me 4yrs old and 8 months old.  I went through a divorce 6 years ago left him everything but my kids and started over, I worked hard and bought my own home and have done fairly well on my own.  I had been working at my job for over 10 years and thought it would be there forever but it wasn't, I ended up losing my job this past May and have fallen behind on all my bills including my mortgage, I have since found another job but I'm finding it hard to get caught up, the mortgage company is threatening foreclosure if I don't pay $3000.00 by the 20th of September 2007.  I have tried to work something out with them but not having any luck.  I'm afraid of losing my home, I have no where else to go.  I've tried to get loans but have been denied becasue of late payments.  I don't know where else to turn .  If anyone out there can help me I would gladly repay any money loaned to me.  I not asking for handouts just a loan so I can get back on my feet.  Once caught up I know I would be able to handle it in the future.  Please help if you can!!!

Hello my name is Phyllis, 43 single mother trying to care for 12 yr old daughter and two grandson ages 4 and 8 months. I lost my job this past may and have fallen behind on my mortgage afraid of foreclosure, I have gotten another job but finding it hard to get caught back, mortgage company is not giving me any options but to pay everything at once to stop foreclosure, I need $3000 by the 20th of September, to keep my home, I have tried to borrow from loan companies but because of credit score I was denied. I've always worked hard and paid my bills on time up until I lost my job, Please if anyone out there can help me I would greatly appreciate it... I truly need it Thank you